What to do After a House Fire

2/5/2019 (Permalink)

After a catastrophe like a house fire happens you are probably not thinking about what your next step needs to be. Here is a short list to help if something like this happens and better prepare you if this happens. House fires are scary and they are not normally safe to stay in after the presence of smoke and fire.  Your first step after a house fire will need to be finding a place for yourself, family, and any pets. This can sometimes be covered by your insurance company, which leads to the next step, calling your insurance company. As soon a catastrophe happens in your home you need to file a claim to get the ball rolling.  Most people will not think of this, but you need to call the police when a Fire happens. There will need to be a determination done by the local authorities that is was an accident and where it came from. The insurance company will want to wait for those forms and information before determining coverage.  Once you have had a few moments to gather your thoughts and get your family to a safe place you will need to get together a list as well as photos of the damaged items. Doing this yourself will ensure that you don't miss anything and the insurance company can get a jump start on what the claim will entail for replacing items.  Anything that was not damaged should be separated in the home to either an unaffected area or put in a storage unit the home has been restored.  These are the most important steps to take before any mitigation work and put back can begin.